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Applying For A Loan

Buying A Car? Doing some Home Improvements?  Time for a Holiday? Or getting Married?

Letterkenny Credit Union are here to help with whatever you have in mind.

Providing loans is one of the main functions of a Credit Union and we provide loans on very reasonable terms to our members.

93% of all loan applications are approved* so why not ask us about your loan today.

 

APPLYING FOR YOUR LOAN IS EASY

 Step 1:

  • Call into our office and apply today!

Step 2: If applying for a loan larger than your savings provide the following:

  • Proof of Income:
    • Payslips, Social Welfare receipts, recent income assessment, Tax Clearance Cert depending on your own circumstances.
  • Bank Statements: the last 3 months statement on your current account.
  • Photo I.D: Valid Passport or Drivers Licence.
  • Evidence of Address: Utility bill or bank statement dated within the last 6 months.
  • Further Documentation: other documentation may be required.

Step 3:

  • We endeavour to have your loan application reviewed as promptly as possible.
  • Once the loan is granted the member will be asked to complete a credit agreement, which is a legally binding document being a promise to repay the loan, and to commit to regular repayments.
  • Loans must be collected within 2 months of the approval date.

*relates to 2016 loan figures.