Loan Types


Letterkenny Credit Union charges different rates of interest depending on the purpose of the loan. Current rates of interest are as follows:

(click on each loan type below for more information)

Terms and conditions apply to each type of loan.

Terms & Conditions Apply. All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authorative or legally binding. You are advised to check with our offices for up-to-date rates and offers.

**Additional documentation will be required for certain loan products **

Special Student Loan Rate: Proof of course required. €10,000 per financial year up to maximum loan balance of €15,000.

Special Household Budget Loan Rate: Maximum loan amount €3,000, maximum loan term 24 months.

Special Motor Loan Rate: maximum loan term 5 years.

Secured Loan Rate: This rate is only available to members wishing to take a loan which is less than or equal to their share balance.  Application <€10,000 only require evidence of identity and address.

Special Seasonal Loan Rate: Maximum loan amount €1,000, maximum loan term 9 months.