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Wedding Loan – 7.95% (8.2% APR) Variable

Wedding Loans – 7.95% (8.2% APR) Variable

“Take the stress out of saying YES!”

Plan the perfect day, the way you want it with a loan from Letterkenny Credit Union.

You can use your wedding loan to pay for your wedding reception, dress, flowers, photographer, invitations, honeymoon, and any other wedding costs

 

Why choose a Letterkenny Credit Union Wedding loan?

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low-Cost Loan- affordable loans
  • Flexibility to repay your loan with terms of up to 10 years
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service

ALL WE REQUIRE IS:

  • Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
  • Photo ID- Current Drivers licence or Passport
    (For non-UK or EU nationals we also require the member’s Irish Residence Permit. The loan term
    should fall in line with Irish Residence Permit Expiry)
  •  Proof of members Address: A current utility bill or bank statement or letter from a government
    department dated within the last 6 months
  •  1 recent receipt of any income member receives (this may include payslips, social welfare
    receipts, pension receipts or if you are self-employed, we need your most recent Chapter 4 notice
    of assessment which has been submitted to revenue).
  • 3 months up to date bank statements, dated as close to the application date as possible,
    (statements should show income and any mortgage/rent or loan payments that members have
    and be no older than 3 months) *

*For lower-level applications a bank statement may not be required

If your total loan exceeds €30,000 please get in touch with the loans team and they will advise you of the documentation required

 

Terms & Conditions

  • Applications are open to all members of Letterkenny Credit Union Ltd
  •  Maximum loan term 10 years
  •  For wedding loans over €25,000 your spouse/ partner will be sought as a joint applicant
    and both parties will have to supply the above documentation

 

APPLYING FOR YOUR LOAN IS EASY

Please contact our dedicated loans team to get details on what supporting documentation is required for your application.

Email: Loans@letterkennycu.ie

Phone: 074 91 02 126

 

Then

Apply through your cu online members area

Apply through the Letterkenny Credit Union App

Apply in person

 

REPRESENTATIVE EXAMPLE

Wedding Loan Amount Term 60 monthly Repayments Total Amount repayable
€15,000 5 years €303.87 €18,232.11

Representative example correct as at 20.03.23

 

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.