Consolidation Loan - APR 8.2% - Letterkenny Credit Union Ltd.

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“Transfer multiple debts to us for one simple manageable payment”

No hidden costs or administration fees
No penalty for early payback, you can pay loan off early or make lump sum payments with no additional charges
Free life cover on your loan (subject to terms & conditions)
Low Cost Loan- affordable loans
Flexibility to repay your loan with terms of up to 10 years
Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
Fast and efficient service

Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
Photo ID- Current Drivers licence or Passport
Proof of your Address: A current utility bill
1 recent receipt of any income you receive (this may include payslips, social welfare receipts, pension receipts).
If you are Self Employed we need your most recent Form 11 Notice of Assessment.
3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have and be no older than 8 weeks)
Statements of debts you are repaying
A fully completed loan application from

Applications are open to all members of Letterkenny Credit Union Ltd.
We require BIC and IBAN for the all debt accounts we are clearing as we make payments directly to clear the debt.
Maximum term 10 years.
All debts that are to be consolidated must not be in arrears.
Maximum loan of €25,000.
In some cases a guarantor may be required.
The owner of the debt must be party to the loan.
Members with mortgage arrears or who are in an arrangement (moratorium) on mortgage debt may not avail of a debt consolidation loan.
We will not take over debt that has been written off by another financial institution or non-performing loans that have been assigned to a debt consolidation agency.

Call into our office and apply today! Or apply online here.