Student Loan – 6.95% (APR 7.2%) Variable

Student loan – 6.95% (APR 7.2%) Variable

“Let us take the stress out of college with a low rate Student loan”

Whether you’re just beginning your third level journey or going back to study something new talk to us today about a student loan


 Why choose a Letterkenny Credit Union Student loan

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low-Cost Loan- affordable loans
  • Flexibility to repay your loan with terms of up to 10 years
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service

Terms & Conditions

  • Applications are open to all students of  Third Level Courses (including Mature Students)
  • Evidence of the purpose of the loan is required.
  • Maximum loan amount: €15,000 in any one financial year up to a maximum loan balance held of €45,000
  • Where the student does not have a regular income, a guarantor is required.



Please contact our dedicated loans team to get details on what supporting documentation is required for your application.


Phone: 074 91 02 126



Apply through your cu online members area

Apply through the Letterkenny Credit Union App

Apply in person



Student Loan Amount Term 120 monthly Repayments Total Amount repayable
€10,000 10 years €115.88 €13,905.48

Representative example correct as at 20.03.23


Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.