Student Loan – APR 7.2%

Student loan – APR 7.2%

“Let us take the stress out of college with a low rate Student loan”

Whether you’re just beginning your third level journey or going back to study something new talk to us today about a student loan

 Why choose a Letterkenny Credit Union Student loan

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low Cost Loan- affordable loans
  • Flexibility to repay your loan with terms of up to 10 years
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service

All we require is:

  • Proof of PPSN  (Payslip, document from  Revenue or Department of Social Welfare)
  • Photo ID- Current Drivers licence or Passport
  • Proof of your Address: A current utility bill
  • 1 recent receipt of any income you receive (this may include payslips, social welfare receipts, pension receipts).
  • If you are Self Employed we need your most recent Form 11 Notice of Assessment.
  • 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have and be no older than 8 weeks)
  • Evidence of college attendance required
  • A fully completed loan application from

Terms & Conditions

  • Applications are open to all students of  Third Level Courses (including Mature Students)
  • Must be a member of Letterkenny Credit Union Ltd for a period of 1 month prior to loan application.
  • Must have made at least 4 regular lodgements to their cu account.
  • Evidence of the purpose of the loan is required.
  • Maximum loan amount: €10,000 in any one financial year up to a maximum loan balance held of €15,000
  • Where the student does not have a regular income, a guarantor is required.


Call into our office and apply today! Or apply online here.