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Standard Loan

Loans to Cater for all your Personal Needs

You can avail of Letterkenny Credit Union’s standard loan option for a variety of reasons.

Why choose a Letterkenny Credit Union Standard Loan?

  • No hidden costs or administration fees
  • If you pay off your loan early or lodge a lump sum we don’t impose an interest penalty on you.
  • Free life cover on your loan (subject to term & conditions)
  • Fair and honest interest rates

All we require is:

  • proof of income
  • 3 month bank statement
  • Photo ID – such as a driver’s licence or passport;
  • Confirmation of Address – a current utility bill or bank statement
  • PPS – this can be found on your payslips, social welfare slips and correspondence from Revenue

For all loans and as part of the application process, a quick & simple check will need to be carried out with the Irish Credit Bureau.

Terms &  Conditions

  • Applications are open to all members of Letterkenny Credit Union Ltd.
  • Must have established a savings record.
  • Larger application loan terms are reviewed on an individual basis.

 

Rates on Offer

Standard Rate 8.2% APR