Standard Loan – 7.95% (8.2% APR) Variable

Personal loans – 7.95% (8.2% APR) Variable         

“Loans to cater for all your personal needs”

Whether you’re looking to borrow to assist with your household expenses or to help you make a larger purchase, we have the right personal loan to suit you. Borrow at a competitive rate with flexible repayment options and no penalties for early payment.

Why choose a Letterkenny Credit Union Standard Loan?

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low-Cost Loan- affordable loans
  • Flexibility to repay your loan with terms of up to 10 years
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service


  • Proof of PPSN (Payslip, document from Revenue or Department of Social Welfare)
  • Photo ID- Current Drivers licence or Passport
    (For non-UK or EU nationals we also require the members Irish Residence Permit. The loan term
    should fall in line with Irish Residence Permit Expiry)
  •  Proof of members Address: A current utility bill or bank statement or letter from a government
    Department dated within last 6 months
  •  1 recent receipt of any income member receives (this may include payslips, social welfare
    receipts, pension receipts, or if you are self-employed, we need your most recent chapter 4 notice of assessment.
    of assessment which has been submitted to revenue).
  • 3 months up to date bank statements, dated as close to the application date as possible,
    (statements should show income and any mortgage/rent or loan payments that members have
    and be no older than 3 months) *

*For lower-level applications a bank statement may not be required

If your total loan exceeds €30,000 please get in touch with the loans team and they will advise you of the documentation required


Apply through your cu online members area

Apply through the Letterkenny Credit Union App

Apply in person



Should you have any queries contact our loans team


Phone: 074 91 02 126



Standard Loan Amount Term 120 monthly Repayments Total Amount repayable
€35,000 10 years €423.85 €50,860.32

Representative example correct as at 20.03.23

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.