Standard Loan – 7.95% (8.2% APR) Variable

Personal loans – 7.95% (8.2% APR) Variable         

“Loans to cater for all your personal needs”

Whether you’re looking to borrow to assist with your household expenses or to help you make a larger purchase, we have the right personal loan to suit you. Borrow at a competitive rate with flexible repayment options and no penalties for early payment.

Why choose a Letterkenny Credit Union Standard Loan?

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low-Cost Loan- affordable loans
  • Flexibility to repay your loan with terms of up to 10 years
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service

All we require is:

  • Proof of PPSN  (Payslip, document from  Revenue or Department of Social Welfare)
  • Photo ID- Current Drivers licence or Passport
  • Proof of your Address dated within the last 6 months: A current utility bill or bank statement or government letter
  • 1 recent receipt of any income you receive (this may include payslips, social welfare receipts, pension receipts)
  • If you are Self Employed please contact the loans team on the number below and they will advise what documentation is required
  • 3 months up to date bank statements, dated as close to the application date as possible, (your statements should show your income and any mortgage/rent or loan payments that you may have and be no older than 3 months)
  • A fully completed loan application form 

Should your total loan exceed €30,000 please contact the loans team on the number below and they will advise if any additional documentation is required


Apply through your cu online members area

Apply through the Letterkenny Credit Union App

Apply in person


Should you have any queries contact our loans team


Phone: 074 91 02 126



Standard Loan Amount Term 60 monthly Repayments Total Amount repayable
€20,000 5 years €405.06 €24,302.41

Representative example correct as at 02.06.2020

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.