Household Budget Loan – APR 7.2%

 Household Budget Loan – APR 7.2%

“Don’t let small problems become big problems”

Manage all your bills in one place.

Why choose a Letterkenny Credit Union Household budget loan?

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low Cost Loan- affordable loans
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service

All we require is:

  • Proof of PPSN  (Payslip, document from  Revenue or Department of Social Welfare)
  • Photo ID- Current Drivers licence or Passport
  • Proof of your Address: A current utility bill
  • 1 recent receipt of any income you receive (this may include payslips, social welfare receipts, pension receipts).
  • If you are Self Employed we need your most recent Form 11 Notice of Assessment.
  • A fully completed loan application from

Terms & Conditions

  • Applications are open to all members of Letterkenny Credit Union Ltd.
  • Maximum loan of €3000 at any time.
  • Max loan term 24 months.
  • Can be used for various annual expenses, such as back to school, seasonal , holy communion/ confirmations, car tax, home heating.


Call into our office and apply today! Or apply online here.