Top

Household Budget Loan – 6.95% (APR 7.2%) Variable

 Household Budget Loan – 6.95% (APR 7.2%) Variable

“Don’t let small problems become big problems”

Manage all your bills in one place.

 

Why choose a Letterkenny Credit Union Household budget loan?

  • No hidden costs or administration fees
  • No penalty for early payback, you can pay the loan off early or make lump sum payments with no additional charges
  • Free life cover on your loan (subject to terms & conditions)
  • Low-Cost Loan- affordable loans
  • Repayments to suit you – weekly, fortnightly, 4-weekly or monthly
  • Fast and efficient service

 

All we require is:

  • Proof of PPSN  (Payslip, document from  Revenue or Department of Social Welfare)
  • Photo ID- Current Drivers licence or Passport
  • Proof of your address dated within last 6 months: A current utility bill or bank statement or government letter
  • 1 recent receipt of any income you receive (this may include payslips, social welfare receipts, pension receipts).
  • If you are Self Employed please contact the loans team on the number below and they will advise what documentation is required
  • A fully completed loan application form

 

Terms & Conditions

  • Applications are open to all members of Letterkenny Credit Union Ltd.
  • Maximum loan of €3000 at any time.
  • Max loan term 24 months.
  • Can be used for various annual expenses, such as back to school, seasonal, holy communion/ confirmations, car tax, home heating.

 

APPLYING FOR YOUR LOAN IS EASY

Apply through your cu online members area

Apply through the Letterkenny Credit Union App

Apply in person

 

 

CONTACT DETAILS OF LOANS TEAM

Should you have any queries contact our loans team

Email: Loans@letterkennycu.ie

Phone: 074 91 02 126

 

REPRESENTATIVE EXAMPLE

Household Budget Loan Amount Term 24 monthly Repayments Total Amount repayable
€3,000 2 years €134.26 €3,222.01

Representative example correct as at 02.06.2020

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

>>> LOAN CALCULATOR <<<